Come you ladies and you gentlemen and listen to my song

I'll sing it to you right but you might think it's wrong

May make you mad but I mean no harm

It's all about the renters on Penny's farm

Now you move out to Penny's farm

Plant a little crop of 'bacco and a little crop of corn

Come around and see, you're gonna plip and plop

Till you got yourself a mortgage on everything you got

Then you go out in the fields and you work all day

Way after night but you're gettin' no pay

Promise you meat or a little lard

It's hard to be a renter on Penny's farm

Now here's George Penny comin' into town

With a wagonload of peaches, not one of 'em sound

He's got to have money or somebody's check

You pay him for a bushel and you don't get a peck

Now,George Penny's renters they will come into town

With their hands in their pockets and their heads hung down

Go in the store and the merchant will say

Your mortgage is due and I'm waitin' for my pay

Slow down in the pocket with a tremblin' hand

Can't pay you all but I'll pay you what I can

Then to the telephone the merchant made a call

They'll put you on the chain gang, you won't pay at all